الهند: نجاح الإجراءات يمهد لدخول المعاملات المالية الإسلامية

خبر من مصادر إنجليزية.

بالرغم من رفض بنك المدخرات الهندي السماح بوجود بنوك إسلامية لا تتعامل بالفوائد الربوية لمنع ولوج المعاملات المالية الإسلامية للنظام المالي - فإن بعض العاملين في الاقتصاد أكدوا أن دخول النظام الإسلامي المالي يمكن أن يتحقق من خلال قانون اجتماعي وليس من خلال قانون البنوك.

وقد أكد سكرتير عام "المركز الهندي للاقتصاد الإسلامي" - إحدى المنظمات غير الحكومية - أنه يمكن تنظيم حملة لتقدم الماليات الإسلامية من خلال صناديق الاستثمارات البديلة، وطرح الصكوك الإسلامية؛ تفاديًّا لدور الممانعة الذي يمارسه البنك الهندي، ولجذب المستثمرين من خلال أدوات مالية موافقة للشريعة؛ المصدر: شبكة الألوكة.

يرجى الإشارة إلى المصدر عند نقل الخبر - شبكة الألوكة.

الخبر من مصدره الأصلي:

Interest-free banking may attract Malaysian investors in India, if efforts by local financial institutions and non-governmental organisations (NGO) to seek approval for Islamic banking under a new platform are successful.

Earlier this year, the Reserve Bank of India (RBI) made it clear that it could not allow interest-free banking in India, in a blow to attempts by Islamic banking players to get the system recognised in India, but the tide seems to be turning for a solution.

“The RBI, while declining interest-free banking, had suggested to look at another vehicle within the federal law in India,” Mohamed Saeed Shingeri, a member of the well-known Shingeri family said to The Malaysian Reserve.

He added since RBI becomes the platform for interest-bearing banking this meant an interest-free banking system could be sought under the Society Act and not under the Banking Act.

H Abdur Raqeeb, general-secretary of the Indian Centre for Islamic Finance, an NGO campaigning for Islamic banking and finance, said Syariah-compliant finance can be introduced to a limited extent, through alternative investment funds and mutual funds that fall under the Securities and Exchange Board of India.

“However, once the Microfinance Bill is enacted, all the microfinance activities will come under RBI and problems will surface again. Issuing of Islamic bonds – sukuk – may be made possible, though, with minor changes in the rules without making major changes in the laws,” he said.

Allowing Syariah-compliant tools in India would open up the market for foreign investors, including Malaysian buyers, who would be interested in taking up shares in India’s interest free institutions.